Fort Pierce, FL Foreclosure Defense Attorneys Fight for Homeowners

Florida Foreclosure Defense Law Firm Understands Florida Foreclosure Law

A mortgage is a loan for which the borrower puts up the title to real estate as collateral for the loan. But if the borrower doesn't pay back the debt on time, the lender can foreclose on the real estate and order it be sold to pay off the loan.

Homeowners are entitled to put up a defense against a foreclosure action. The job of a foreclosure defense attorney is to assist the client in raising affirmative defenses to either voluntarily surrender the home or renegotiate the terms of the mortgage to keep the client in their home, and to file any counter claims for violation of consumer law statutes to fight against predatory lending practices.

What to do When Faced With Foreclosure

When served with a foreclosure notice, the worst thing a homeowner can do is nothing. Homeowners are only given 20 days to respond to a foreclosure notice once it's been served upon them, and those who procrastinate or take no action often end up losing their homes.

One of the best decisions a homeowner facing foreclosure can make is to retain a licensed foreclosure attorney like those at Treasure Coast Legal. We are familiar with the nuances of the foreclosure process, will protect your rights, and will help you work with your lender. Banks are in the business of lending money, not owning homes, and foreclosure is simply the lender's way of forcing a delinquent homeowner to pay them the money they owe.

If you were set up to fail and now cannot pay your mortgage, the foreclosure defense lawyers at Treasure Coast Legal may be able to help you save your home. Contact us online or call 772-621-2898 to set up your free initial case evaluation today.